We offer a full range of health and life insurance solutions, including major medical, marketplace plans, short-term health, dental, vision, life insurance (term, whole, indexed universal), and supplemental coverage (accident, critical illness, hospital, disability, etc.).

Costs vary based on the type of plan, coverage level, and your specific needs. We work with multiple carriers to find the most affordable options tailored to your situation. Request a free quote to get an exact number.

We can assist you with ACA/Marketplace plans, but we also offer additional options that may better suit your needs or budget—like private plans, short-term coverage, or supplemental benefits.

Absolutely. We specialize in helping individuals who don’t receive coverage through an employer, including freelancers, gig workers, entrepreneurs, and people in transition.

That’s great! We can offer supplemental coverage to fill in the gaps and help cover out-of-pocket costs that traditional health plans don’t—without replacing your current insurance.

Health insurance covers doctor visits, prescriptions, and hospital stays. Supplemental insurance pays you directly to help cover everyday expenses, lost wages, or medical costs not covered by your primary plan.

Life insurance provides financial protection for your loved ones in the event of your passing. We offer term life (temporary coverage), whole life (lifetime coverage with cash value), and indexed universal life (flexible, with growth potential). We’ll help you choose the right type based on your goals.

Nope! Our services are free to you. We’re licensed agents who are compensated by the insurance providers—so we can focus on finding the best solution for your needs.

Yes! We help businesses of all sizes offer employee benefits that improve retention and satisfaction—often at no cost to the employer. Whether you have 2 employees or 1,000+, we can help.

Preferred Provider Organization (PPO)

• Flexibility: You can see any doctor you want, including specialists, without a referral. 

• Choice: You can choose from a large network of doctors, specialists, and facilities.

• Out-of-network coverage: PPOs usually offer some coverage for out-of-network providers. 

• Travel: You can receive care wherever you are, including when you're traveling. 

  Health Maintenance Organization (HMO)

• Typically have lower monthly premiums than other health insurance plans.

• More affordable for people who need basic medical care.

• Typically only beneficial for in-network providers.

When comparing health insurance plans, look at these costs to help you decide if the plan is right for you:

• Premium - This is the amount of money you pay each month for insurance.

• Deductible - Co-payment (also called co-pay).

• Maximum out-of-pocket cost or expense.

• Are you needing coverage while you travel?

Simple! Request a quote or book a call right from our website. We’ll walk you through your options and help you enroll when you’re ready.